For salaried professionals
One salary, many bills, finally a plan
You know what you earn. The question is where it goes between paydays. Worth Clarity automates the repetitive part and shows the number that matters: what is safe to spend today.
The problem
What usually goes wrong, and what changes
- 1
The balance looks fine until rent leaves
Safe to spend already subtracts the bills still due this month, and the 90-day forecast shows the low point before you reach it.
- 2
Saving happens with whatever is left
Auto-save rules save a percentage of every salary the moment it lands, or round expenses up and keep the change. Pay yourself first, automatically.
- 3
Subscriptions creep
The subscription audit totals what recurring bills really cost per month and year and flags price hikes with the month they started.
Built for you
The features salaried professionals use most
Rules that log themselves
Salary, rent, and subscriptions materialize on their due days. Bills you pay by hand wait for a one-click Mark as paid.
Learn more50/30/20 starter budgets
Enter your monthly income and Worth Clarity proposes budgets across your real spending categories, with 20 percent pointed at auto-save.
Learn moreDebt payoff planner
Compare snowball and avalanche on your actual balances and rates, with debt-free dates and the interest each strategy costs.
Learn moreNet worth and FIRE
Cash, savings, investments, and assets minus debts, charted monthly, plus a financial-independence projection prefilled from your pace.
Learn moreMoney Wrapped
Your year in review: earned, spent, kept per hundred, best month, and longest no-spend streak.
Learn more
Getting started
Four steps to a clear picture
1.Sign in with Google and enter today's balance.
2.Add your salary and the four or five bills everyone has. They log themselves from then on.
3.Turn on an auto-save rule so saving happens before spending.
4.Check safe to spend before a purchase instead of your bank balance.
Questions
Questions salaried professionals ask
- Do I have to enter every transaction by hand?
- Fixed items like salary, rent, and subscriptions log themselves through recurring rules. For everything else, quick add takes one line, and merchant memory fills the category. Most people log a day in under a minute.
- What does safe to spend actually subtract?
- Cash on hand minus the recurring bills still due before the end of the month. Expected income is deliberately left out, because the figure only counts money you already have.
- Can I plan for a bonus or a raise?
- Yes. The what-if simulator layers a raise, a one-off purchase, or a new bill onto the 90-day forecast so you can see the effect before committing.
- Is there a mobile app?
- Worth Clarity is a responsive web app with a phone layout, a tab bar built for thumbs, and quick add. A progressive web app with offline support is on the roadmap.
Guides for you
Every rupee, dollar, and euro, accounted for.
Start with today's cash and the bills you know. Everything else builds from there.
Free during early access. No card. Export any time.